Financial Planning Without Asset-Based Fees

Flat-fee financial planning for pre-retirees and retirees who prefer low-cost investing, disciplined cash-flow planning, and long-term clarity — without giving up control of their assets.

I charge a simple flat annual fee and do not manage or take custody of client assets.

Learn how I’m paid

Spend your savings on your retirement — not your advisor’s fees.

The traditional financial advice model typically requires a client to pay an annual advisory fee. Over time, these fees can put a significant dent into a household's retirement savings.

Act 2 Planning offers an alternative: a one-time fee of $500 to develop a plan to help you achieve your financial goals without ever paying an ongoing advisory fee.

What We Work on Together

  • Person working at a desk with a calculator and documents, writing with a pen, creating a retirement financial plan strategy.

    Help you determine the cost of your ideal lifestyle.

  • A person's hand placing a coin into a black piggy bank, with various coins scattered on a white surface nearby. Saving for retirement.

    Pressure-test your goals so you know what’s realistic — and what needs adjusting.

  • People analyzing data charts and graphs for retirement planning on papers and tablets at a table with a cup of coffee.

    Show you how to implement a simple and low cost income and investment plan.

  • Family gathering outdoor picnic.

    Make sure your family, assets, and wishes are protected — without overpaying for complexity.

See How the Planning Process Works